Interested in applying for a loan? Fill out this quick online application.
Staff will follow up to confirm your eligibility and next steps.
Most applicants must have a cosigner who lives in Pennsylvania and who has a credit score of 670 or higher. This will be determined based on information the applicant provides (including a review of applicants’ credit and credit score) and/or amount of loan requested.
Please note: HFL does not make loans to cover utilities, rent, mortgage payments, car payments, or to pay off an existing loan.
Applicants will need to provide:
- photo ID
- proof of employment
- proof or the need for a loan (i.e., a tuition bill, medical bill, estimate of cost for a vehicle or home repair, etc.)
- cosigner application (if applicable)