Interested in applying for a loan? Fill out this quick online application.
Staff will follow up to confirm your eligibility and next steps.
Most applicants must have a cosigner who lives in Pennsylvania and who has a credit score of 670 or higher. This will be determined based on information the applicant provides (including a review of applicants’ credit and credit score) and/or amount of loan requested.
Please note: HFL does not make loans to cover utilities, rent, monthly bills, mortgage payments, car payments, or to pay off an existing loan, or money for cash flow.
Applicants will need to provide:
- photo ID
- proof of employment or income (three recent pay stubs, recent tax statement, etc.)
- proof or the need for a loan (i.e., a tuition bill, medical bill, estimate of cost for a vehicle or home repair, etc.)
- cosigner application (if applicable)
