We needed a loan from HFL for a new roof on our house last summer. We both have good jobs that pay well, but because of our crushing monthly student loan payments, we were unprepared for a sudden expense of $12,000. We chose HFL because their loans are interest free. While paying over $1,000 a month to the department of education to loans that only seem to go up, the last thing we need is more interest payments! Our experience at HFL was quick and easy. They looked at the whole picture. Even though our tax return suggested we could pay for the new roof, they took into account our other debt, our commitment to our child's education (another expense), but also our willingness to make monthly payments to return their loan. We’d recommend others borrow from HFL because you can't beat interest free, and you're dealing with real people, not a bank. The people you meet with care about you, your family, and they want to help you do what's best for your situation.
Bryna and David, HFL Loan Recipient
I got a loan from HFL to assist me with expensive car repairs. I am a single parent, and it's a necessity that I have access to reliable transportation. I chose HFL because they seemed to be a community-based organization that offered alternative financing to individuals in my situation. There is no interest charged on the loan, which is a great benefit for those who are trying to recover from financial difficulties. My experience with HFL was very pleasant. The loan committee was interested in my well being and made the process very simple. I would recommend HFL to others because they make the loan terms very clear and include you in the decision making process. There are no hidden fees or interest charges. The HFL committee is always available to answer your questions and guide you through each step of the process.
Keisha, HFL Loan Recipient
I got a loan from HFL in order to consolidate my high-interest student loans. I chose HFL because of the professionalism, courteousness, and flexibility of the association. My experience at HFL was terrific. I have been a loyal and frequent customer for many years. I’d recommend others borrow from HFL because they are a great alternative to traditional loan institutions.
Pavel, HFL Loan Recipient
I needed dental work--a bridge--and I didn't have money. I was able to have the work done with the money from HFLA. Thank you so much. Now I have no dental problems!"
Emily, HFL Loan Recipient
It's an important organization because it allows students, families, people of all backgrounds to have a chance to do something they wouldn't otherwise be able to do."
Rachel, HFL Supporter
I needed some assistance with college. I was welcomed with open arms and was encouraged every step of the way, all the way through law school. And the financial assistance obviously helped."
Yana, HFL Loan Recipient
There is no way we could have afforded to pay for our wedding without Hebrew Free Loan's help. We are really, really grateful."
David, HFL Loan Recipient
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