- be a resident of Allegheny, Westmoreland, Washington, Beaver, Butler, or Armstrong County
- have a source of income
- have a cosigner
A suitable cosigner is a resident of Pennsylvania who has a source of income and a credit score of 670 or higher. Cosigners must be younger than 75.
Hebrew Free Loan strives to make the process of obtaining a loan simple, but thorough. We are committed to meeting applicants with respect and compassion. The process is completely confidential.
An HFL staff member will contact you to review your application.
If you qualify, staff will schedule you for a confidential Tuesday night appointment with a Loan Committee. You must bring photo identification, proof of your income, and evidence of your need for the loan (ie, tuition bill, estimate for home renovation, etc.).
Meet with a Loan Committee made up of three or four Hebrew Free Loan Board members. They will seek information about your need for the loan as well as your ability to repay a loan. The committee will approve or deny the loan.